Mortgage Renewal
Don't automatically renew with your bank. Let us negotiate the best conditions for your renewal.
Step-by-Step Process
Renewal Notice (120 days before)
Your lender sends you a renewal notice. This is the ideal time to contact us — don't sign right away!
Situation Review
Analysis of your current contract, remaining balance, evolving needs and financial goals.
Market Shopping
We compare offers from over 20 lenders to find the best rate and conditions.
Negotiation with Current Lender
With competing offers in hand, we also negotiate with your current lender to improve their offer.
Options Presentation
We present all options: stay with your lender, transfer, or modify terms.
Renewal Finalization
Signing of the new contract. If transferring, we manage the entire transition.
Required Documents
- Renewal notice from current lender
- Recent mortgage statement
- Valid ID
- Recent pay stubs
- Tax assessment (last year)
- Debt statements if applicable
Eligibility Criteria
Mortgage maturing within the next 120 days
Good credit score
Mortgage payments up to date
Property in good condition
Consultation Mode
Choose your consultation mode: video conference or phone, with no travel needed.
Frequently Asked Questions
Request this service
Fill out the form and we will contact you within 24 hours.
What is your situation?
Our other services
Property Purchase
Find the best financing for your new property. We compare offers from 20+ lenders to get you the most advantageous rate.
Refinancing
Optimize your current mortgage by accessing better conditions. Consolidate debt, finance renovations, or free up equity.
Pre-Approval
Get a mortgage pre-approval to shop with confidence. Know your exact budget before looking for your property.