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Frequently Asked Questions
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What is a mortgage broker?
Is the brokerage service really free?
Why not go directly to my bank?
How does the process work with HypothImmo?
How long does the process take?
How do the meetings work?
What is the difference between fixed and variable rates?
What rate can I get?
What is the qualification rate (stress test)?
What documents do I need to provide?
What is the minimum down payment?
What is mortgage loan insurance (CMHC)?
What is the welcome tax?
Can I transfer my mortgage from one bank to another?
Do you serve only Quebec?
How is my privacy protected?
What if I'm self-employed?
Can I use my RRSP for the down payment?
What fees are associated with buying a property?
Do you offer mortgage loans directly?