Pre-Approval

Get a mortgage pre-approval to shop with confidence. Know your exact budget before searching for your property.

24-48h
Turnaround time
90-120 days
Validity
None
Commitment
$0
Cost for you

Step-by-Step Process

1

Fill Out the Online Form

Complete our pre-qualification form in minutes with your basic financial information.

2

Broker Consultation

A broker contacts you to validate your information and answer your questions.

3

Eligibility Verification

Analysis of your credit, income and borrowing capacity by our team.

4

Pre-approval Issuance

You receive a pre-approval letter with the maximum amount and guaranteed rate.

5

Valid for 90 to 120 Days

Your rate is guaranteed during this period, protecting you against rate increases.

Required Documents

  • Valid ID
  • Recent pay stubs
  • Tax assessment (last year)
  • Recent bank statements
  • Proof of down payment

Eligibility Criteria

Stable income

Credit score of 600+

Available down payment (minimum 5%)

No undischarged bankruptcy

Consultation Mode

Choose your consultation mode: video conference or phone, with no travel needed.

Video Conference
Zoom / Teams
Phone
Quick and efficient

Calculator

Estimate your payments and borrowing capacity with our free tools.

Try the calculator

Frequently Asked Questions

Request this service

Fill out the form and we will contact you within 24 hours.

Step 1 of 8
Less than 2 minutes

Is this your primary residence?

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Schedule an appointment
Video or phone